Tom Frazer

Treasury Transformation & Kyriba Implementation Specialist

Designing and delivering scalable treasury infrastructure for complex, multinational organisations.

I help organisations transform fragmented operations into centralised, standardised, and data-driven functions.

Available for Treasury Transformation Projects

Interim and project-based engagements in treasury transformation and Kyriba implementation.

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10+

Delivered across 10+ countries

10+Countries Delivered

Multi-Bank, Multi-ERP Environments

High-VolumeTransaction Systems

Trustedby CFOs & Treasury Leaders

What I Do

Designing and delivering modern treasury infrastructure

I support organisations in designing and implementing treasury operating models that improve control, visibility, and efficiency across global finance functions.

My work spans both strategic design and hands-on technical execution.

Treasury Transformation

Transform fragmented treasury into a centralised, controlled, and scalable function.

Design and redesign of operating models, governance frameworks, and global cash structures to improve visibility, control, and decision-making.

Kyriba Implementation

Deliver a fully integrated Kyriba platform that drives visibility, automation, and control.

End-to-end implementation across cash, payments, forecasting, and reporting, aligned to best-practice architecture and long-term scalability.

Payment Factory Design

Centralise and standardise payment flows across complex, multi-ERP environments.

Design and rollout of payment factories, including file transformation, workflow control, and secure bank connectivity.

Bank Connectivity & Integration

Establish secure, scalable connectivity across banks, systems, and geographies.

Implementation of SWIFT, EBICS, APIs, and host-to-host integrations with strong governance, encryption, and operational resilience.

Operating in complex environments with multiple ERPs, banking partners, and high-volume transaction systems — see services for full detail.

Delivering real treasury outcomes
through hands-on design, implementation, and execution

I work directly with treasury, finance, and technology teams to design, build, and stabilise critical infrastructure across multi-bank, multi-ERP environments.

Trusted across multinational, high-volume treasury environments

Tom Frazer — professional portrait

[ Treasury insight ]

3 underrated liquidity & data truths

Short reads — for CFOs and Heads of Treasury

Outcomes I Deliver

Designed and implemented across complex, multinational treasury environments.

Global Cash Visibility

Gain real-time visibility across all bank accounts, entities, and regions.

  • Integrated bank data across multiple institutions
  • Standardised categorisation and reporting
  • Daily positioning and variance analysis

Delivered across 10+ countries

Forecast Accuracy & Control

Improve forecast reliability through structured data and reconciliation processes.

  • Snapshot-based variance tracking
  • Regional and entity-level analysis
  • Continuous forecast refinement

Used in multinational treasury environments

Centralised Payment Infrastructure

Unify payment processes across systems and geographies into a controlled framework.

  • Payment factory design and rollout
  • Secure workflows and approvals
  • Standardised file formats and validation

Handling high-volume transaction systems

Scalable Bank Connectivity

Establish reliable, secure connections across all banking partners.

  • SWIFT, EBICS, API, and SFTP integrations
  • Encryption and authentication best practices
  • Resilient and monitored connectivity

Integrated across multi-bank environments

Data Standardisation & Readiness

Create clean, structured data that supports automation and advanced analytics.

  • Transaction categorisation frameworks
  • Data consistency across systems
  • Ready for data lakes and AI use cases

Aligned to evolving ISO and analytics standards

Treasury Governance & Control

Strengthen controls, compliance, and operational resilience.

  • Access control and approval workflows
  • Audit-ready processes
  • Regulatory alignment

Audit-ready in regulated treasury environments

Differentiation

I combine deep technical implementation capability with forward-looking treasury architecture design.

  1. I design systems that are actually used in daily operations, not just theoretical models

  2. I focus heavily on data structure, ensuring treasury data is clean, consistent, and reusable

  3. I build with future standards in mind (e.g. evolving ISO formats such as pain.001 versions)

  4. I ensure treasury data can be leveraged beyond operations, including analytics and AI-driven environments

  5. I eliminate repetitive, manual processes through automation and system design rather than workarounds